Cross River Bank (“Cross River”), a technology infrastructure provider that offers embedded financial solutions, today announced that it has provided a $50 million revolving credit facility to GoodLeap, the technology platform helping millions adopt sustainable home products. The facility, structured by Cross River’s Principal Finance Group (“PFG”), will finance the GoodLeap Home Visa Signature® Card (“GoodLeap Home Card”), which will be issued by Cross River.

“This partnership with GoodLeap exemplifies Cross River’s multi-layered approach to serving innovative fintech platforms,” said Noah Cooper, Chief Investment Officer and Head of Capital Solutions Group at Cross River. “By combining our Principal Finance Group’s credit facility capabilities with our payment infrastructure, we’re able to deliver a comprehensive solution that maximizes operational efficiencies for our partners while enabling an improved experience for consumers.”

Cross River’s engagement with GoodLeap demonstrates its ability to serve as a full-stack financial infrastructure partner — integrating warehouse lending, card issuance, and payment infrastructure into a single, cohesive solution.

“The GoodLeap Home Card is a great example of how Cross River’s product and payments capabilities come together to enable enhanced consumer experiences,” said Adam Goller, Head of Fintech Banking at Cross River. “Our purpose-built infrastructure is flexible and powerful, designed to support these innovative use cases. This partnership showcases what’s possible when fintechs can plug into a fully integrated payments and lending stack from day one.”

The GoodLeap Home Card gives homeowners a flexible, lower-cost way to finance home improvement projects, with rates below the average credit card. Backed by a Home Equity Line of Credit (HELOC), the card lets homeowners tap into their home equity for projects and everyday purchases, while earning up to 6% cash back on qualifying home improvements initiated in the GoodLeap Home app.

“Homeowners have never lacked equity, they’ve lacked a partner who helps them use it. The GoodLeap Home Card pairs the simplicity of a card with access to home equity, backed by a platform that connects homeowners to contractors, project guidance, and rewards on the work their home actually needs,” said Dan Lotano, Chief Operating & Strategy Officer at GoodLeap. “Cross River helped us bring this to market quickly, serving as a strong foundation as we grow.”

Cross River continues to serve as a leading technology infrastructure partner to the fintech ecosystem. By bringing together diverse capabilities and advanced solutions within a single institution, Cross River enables partners like GoodLeap to move faster, operate more efficiently, and deliver financial products that service consumers meaningfully.

About Cross River

Cross River builds technology that powers the future of financial services. Leveraging its proprietary real-time digital banking core, Cross River delivers innovative and scalable embedded payments, cards, lending and crypto solutions to millions of consumers and businesses. Cross River is backed by leading investors and serves the world’s most essential technology and fintech companies at the forefront of innovation. As a leader in the industry, Cross River is reshaping global finance and financial inclusion. Member FDIC. Find out more at www.crossriver.com.

About GoodLeap

GoodLeap is a technology company delivering best-in-class financing and software products for sustainable solutions, from solar panels and batteries to energy-efficient HVAC, heat pumps, roofing, windows, and more. Over 1.7 million homeowners have benefited from our simple, fast, and frictionless technology that makes the adoption of these products more affordable, accessible, and easier to understand. Thousands of professionals deploying home efficiency and solar solutions rely on GoodLeap’s proprietary, AI-powered applications and developer tools to drive more transparent customer communication, deeper business intelligence, and streamlined payment and operations. Our platform has led to more than $37 billion in financing for sustainable solutions since 2018. GoodLeap is also proud to support our award-winning nonprofit, GivePower, which is building and deploying life-saving water and clean electricity systems, changing the lives of more than 2.5 million people across Africa, Asia, and South America. To learn more about GoodLeap, visit, follow, and connect with us at goodleap.com.

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